Caelum Finance Ltd. (“Caelum”) does not provide securities brokerage or investment advising services. Caelum is NOT registered as a dealer or adviser with any provincial regulator, nor is Caelum eligible to rely on an exemption from registration. Therefore, Caelum may not directly sell, offer to sell or offer to buy any securities, or provide any advice regarding securities. The information contained on this website should not be considered as an offer to buy or sell securities, nor should it be construed as investment advice. None of the content on this website is provided with a view to inviting, inducing or encouraging any person to make any kind of investment decision. To the extent that anything contained on this website may be deemed to be investment advice or a recommendation in connection with a particular company or security, such information is impersonal and is not tailored to the needs of any specific person. Caelum (including its officers and directors) may from time to time have a financial or other interest in the companies featured on this website, within the meaning of National Instrument 31-103 – Registration Requirements, Exemptions, and Ongoing Registrant Obligations, published by the Canadian Securities Administrators. Sales of securities must take place through a registered dealer or through a person who is able to rely on an exemption from registration. Caelum provides introductions to registered dealers. The content of this website is provided for informational purposes only. The information included on this website is based on sources believed to be reliable and provided in good faith. Caelum makes no representation or warranty, expressed or implied, as to the accuracy, completeness or correctness of the information contained on this website. The information on this website is not to be considered as financial, legal, accounting or tax advice.

Neither Caelum nor its officers, directors, shareholders, agents, representatives or consultants (its “Representatives”) accept any liability whatsoever for any direct, indirect or consequential loss arising from any use of this website or its contents. This includes, but is not limited to, the information provided on this website, third party information and links to other websites. Accordingly, you agree to defend and hold harmless Caelum and its Representatives from any damages, losses, charges, actions, fees, expenses or other costs whatsoever and howsoever incurred by you relating in any way to your use of the website or the information contained herein.

Investing in securities, including the securities of those companies profiled or discussed by Caelum Finance Ltd., whether on the Caelum Finance Ltd website or in any of its advertising, marketing, newsletters and news press releases, is for individuals tolerant of high risk. Viewers of this content should always consult with a licensed securities professional before purchasing or selling any securities of companies profiled or discussed on Caelum Finance Ltd or in its newsletters or news releases. It is possible that a viewer’s entire investment may be lost or impaired due to the speculative nature of the companies profiled. Remember, never invest in any security of a company profiled or discussed on the Caelum Finance Ltd website or in any of its newsletters or news releases unless you can afford to lose your entire investment. Also, investing in micro-cap securities is highly speculative and carries an extremely high degree of risk. Caelum Finance Ltd makes no recommendation that the securities of the companies profiled or discussed on the Caelum Finance Ltd website, marketing material, or in its newsletters or news press releases should be purchased, sold or held by investors.

Some of the content on the Caelum Finance Ltd website and marketing material and in our newsletters and news releases contains forward-looking information within the meaning of Section 27A of the Securities Act of 1993 and Section 21E of the Securities Exchange Act of 1934, including statements regarding the expected continual growth of the company being profiled and the value of its securities. In accordance with the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, it is hereby noted that statements contained herein that look forward in time, which include everything other than historical information, involve risk and uncertainties that may affect a company’s actual results of operation. A company’s actual performance could differ greatly from those described in any forward-looking statements or announcements mentioned on the Caelum Finance Ltd website or in our newsletters and news releases. Factors that should be considered that could cause actual results to differ include: the size and growth of the market for the company’s products; the company’s ability to fund its capital requirements in the near term and in the long term; pricing pressures; unforeseen and/or unexpected circumstances in happenings; etc., and the risk factors and other factors set forth in the company’s filings with the Securities and Exchange Commission. Further, a company’s past performance does not guarantee future results.

Generally, the information regarding a company profiled is obtained from public sources that we believe to be reliable, but this information is not guaranteed by us as being accurate. Further specific financial information, filings and disclosures as well as general investor information about the profiled company, advice to investors and other investor resources are available at the Securities and Exchange Commission (“SEC”) website, www.sec.gov, and the Financial Industry Regulatory Authority (“FINRA”) website, www.finra.org. Any investment in a company profiled by us should be made only after consultation with a qualified investment advisor and review of the publicly available financial statements and other information about the company profiled in order to verify that the investment is appropriate and suitable.

Marketing material, testimonials and examples used here are exceptional results which may not apply to the average purchaser. They are not intended to represent or guarantee that anyone will achieve the same or similar results through our service. The use of our information should be based on your own due diligence, and you agree that our company is not liable for any success or failure of your business that is directly or indirectly related to the use of our information. As with any business, your results may vary, and will be based on your individual capacity, business experience and expertise. There are no guarantees concerning the level of success you may experience. Income statements made by our customers are only estimates of what they have earned; there is no guarantee that you will make these levels of income. When using our information you accept the risk that these earnings and income statements differ by individual. There is no assurance that examples of past earnings can be duplicated in the future. There are unknown risks in business and on the internet that we cannot anticipate which can reduce results. We therefore cannot guarantee your future results or success, and are not responsible for your actions. Please be advice that the information above might vary from company to company and that we might not always send information about the specific company above. The information above is for marketing and advertising purposes and should not be considered as a source of investment decisions. We highly recommend you consult with your Financial Advisor before making any investment decision.

Caelum Finance Ltd makes no representations, warranties or guarantees as to the accuracy or completeness of the information provided or discussed on the Caelum Finance Ltd website or in its newsletters and news releases. Viewers should not rely solely on the information obtained from the Caelum Finance Ltd website or from its newsletters and news releases to make any investment decisions. Viewers should use the information provided by us regarding the profiled companies as a starting point for additional independent research on the companies profiled or discussed in order to allow the viewer to form his or her own opinion regarding investing in the securities of such companies. Factual statements, or the similar, made by the profiled companies are made as of the date stated and are subject to change without notice, and Caelum Finance Ltd has no obligation to update any of the information provided. Caelum Finance Ltd, its owners, officers, directors, employees and contractors are not responsible for errors and omissions.

The Caelum Finance Ltd website, marketing material and our newsletters and news releases may provide hyperlinks to third-party websites or access to third-party content. Caelum Finance Ltd, its owners, officers, directors, employees and contractors are not responsible for errors or omissions, nor does Caelum Finance Ltd control, endorse, or guarantee any content found on such sites. By accessing, viewing, or using the Caelum Finance Ltd website or any marketing communications, including newsletters and new releases, originating from the website, you agree that Caelum Finance Ltd, its owners, officers, directors, employees and contractors are not responsible for any content, associated links, resources or services associated with a third-party website. You further agree that Caelum Finance Ltd, its owners, officers, directors, employees and contractors shall not be liable for any loss or damage of any sort associated with your use of third-party content. Links and access to these sites are provided for your convenience only.